Both teams are dangerous in their own way. I think the Patriots have about the same chance against either one, but the Chargers have historically always melted down against Brady one way or another. In addition, Lamar Jackson's naive/spontaeous style seems to be exactly what always trips up this team's defense, whereas with Rivers at least you known what you're getting. So I'll go with the Chargers as my preference. In terms of who will win, this is really as close to a coin flip as it gets. I'll take the Ravens due to homefield and again my questions about the Chargers mental toughness. They appear to have turned over a new leaf, but years and years of inventing ways to lose, especially on the road, gives me a "I'll believe it when I see it" approach to them.