And btw, in my situation, I was completely not at fault. Someone lunged out from between two parked trucks and bolted right in front of me w/o looking. I was driving and had no chance to stop. I swerved as sharply as possible to lessen the impact. There were lot of witnesses and everyone thought it looked like an attempted suicide. Police were actually going to cite her. She wasn't hurt too badly but had no insurance. I contacted her family and found she was a recent asian immigrant, spoke only a little english, worked 2 jobs to support her young kids. She wasnt attempting suicide just rushing in a panic cause she was late picking up her kids. Gofundme et al didnt exist then. I helped because i could and she was gonna miss a few days work. My guess is that could be devastating to the family.
Thst only makes Reids situation worse, since his son is clearly at fault.