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Patriots brought in someone to teach them about millenials

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I played a lot of sports (football, wrestling & track). I got beat up playing some of them but not during school.

When I was really young, kids had fights all the time. Some started fights with me, but I didn't consider them bullies. Maybe they thought they were though

Once in junior high through high school, my teammates and buddies had my back.

No bullies in college
Bullies used to kick the **** out of me until high school. It wasn't easy for young Patjew in White Trash City, RI. When I started lifting weights and got a decent hair cut in 10th grade (1988) things got better.
 
My son's middle school recently did away with the honor roll due in part to reducing anxiety and to prevent non-honor roll kids from feeling bad. I thought that was odd but maybe it is for the best. They still have it for high school.


it's worse in high school.....AP kids are basically together all 4 years and their social model is comparing grades, test scores, SAT/ACT scores, and college acceptances......
 
Agreed.

I stated earlier I'm Gen Xer and I have a number of Millennials in my org.

Some I like very much and enjoy hanging out with them. Hardworking, level headed, mix of liberals and conservatives. Respectful. A little introverted and a tiny 'tude but overall they were raised right and are good people. I wish they were better team players but under the right situation they are collabortive.

Others....I cannot wait until they screw up so I can fire their asses. What a bunch of self-absorbed whiney *****es. Me. Me. Me .Me.


I dealt with that **** 20-30 years ago......Imagine a Cornell grad saying 'why are we listening to him, he went to Northeastern' ..... but then the MIT grad says 'that's why I don't listen to you'
 
I graduated high school in 09 and college was not a focus for me, so my GPA was too shallow to get much more than a Pell Grant. In high school I was helping restore vintage Porsche, build race cars and helping make the fastest cars faster at my dads shop for no pay, he worked me hard and it made every other job I've held easy.

After high school, I decided not to take out loans or pursue a 4 year not knowing what I wanted to do long term and being afraid of getting pidgeon holed into a segment I was uninterested in and still be liable to 6 figure debt, if able to find lucrative employment at all.

Instead I worked 40+ hours in the service industry and went to community college full time to take every business, business law, finance, econ, management, marketing and accounting class I could take, to learn the inner workings of business and commerce in general, while keeping my debt non existent. I benefited by being a valet at some of the most prestigious restaurants in MA, and have been able to ask plenty of successful people their views on the world and what they would focus on if they had to do it again. (Ive had an invite to smoke cigars with Kraft and Bernon in Nantucket on Boston Pops weekend, but had to decline because of work commitments, biggest regret of my life!) I am luckily debt free and have a well paying job on the west coast and have a credit score in the 800's.

That being said, I am still haunted by my lack of a degree. I know nothing is certain and turbulence is and always will be in the air. I am currently looking to switch fields into something I feel is currently trending into prominence and I actually have interest in. I am also apprehensive to leave my position because I have moved up rapidly, the industry is mandated, lucrative, and all of the old timers are set to retire in under 10 years. This isn't the old America where you could pick what you wanted to do and do it, modern barriers of entry, global competition, etc.
 
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I liked it better when we were Gen Y, that was a thing right? I just try to draw comparisons to my parents and siblings that are 20 years older than me (32 atm) and find most of my/generational gripes can be reduced to 4 things:

1. Jobs were mostly abundant - I have 15 years experience in Pharmacy with the same chain and had to bust my ass to get my Pharmacist job. There are just too many well qualified employees that you have to outshine everyone. My siblings, albeit hard workers, had little difficulty finding jobs in the 90s and could bounce between them at a whim depending on what they wanted to be paid. Now they're all stuck at their jobs for fear of losing them, because they understand the marketplace is crap.

I know many people that haven't found positions after getting a Doctor of Pharmacy degree, but that's probably due to over saturation of the market. I think it's just common belief among Millennials that its very difficult to find a job that pays well enough to live off of. Maybe our lifestyles are too lavish? (iPhones, Cars etc.) - I don't know.

2. Housing was inexpensive. My parents bought their first house many years ago when neither had colleges degrees or high paying jobs. My older siblings all purchased houses before 30 with jobs that pay far less than mine. I can barely afford a **** apartment in NH on a six figure salary with student loans and saving for retirement.

3. Schooling cost is a joke. Because my father eventually earned a lot of money I was ineligible for most student assistance sans loans and scholarships. No familial help meant a high debt burden that I'll have to have for the next 20-30 years. 45k-60k a year for 6 years while my choice might have been the worst decision of my life. When I look at my siblings they're educational costs are a fraction of what I paid in a year of my education. The high cost of education must be directly tied with the ease to get loans. If it's easy to get loans then colleges will raise tuition, its a feedback loop. The bubble will burst soon, and it's going to be scary for our economy. I have a BS and a PharmD and owe ~450k.

4. Healthcare is nice to have but I would have rather rolled the dice than pay what I did during school. Thanks to the Affordable Care Act the cost of health care for students doubled at my university putting a massive burden on my wallet. While not the perfect picture of health I would have rather gone without it and rolled the dice or had just catastrophic coverage. My deductibles were so high that it made it useless to bother going to a PCP or have any work done unless I wanted to go to the university's NP, who provided the most basic of care for free. The way health insurance is setup right now is a tax on the young and healthy. It makes sense but the burden is very high. I don't think there is a simple answer to fix the situation, there are just so many elderly boomers to support in the system and given the de novo therapies present it raises healthcare costs to a astronomically high level. With that said I'd rather have these people alive and cost more than dead. Yes, I'm human.

5. The costs of everything has risen higher than inflation. This should be self explanatory and puts greater burden on newer generations not just mine.

With all these gripes it just puts more emphasis on having to stand out. I wasn't the best student growing up and had to bust my ass to earn my doctorate, job and life today. I think that is lost on many in my generation (all generations have them) but they certainly have gripes that are worth listening to.

Now let me get back to my snowflake life of listening to baby boomers complain that they NEED the brand name of a medication because it works better, regardless of what numerous studies state.

I want to explain how good intentions led to two of the issues you face.

I did mortgages when I got out of college. You could use 28% of your gross income to pay for PITI, Principal, Interest, Taxes and Insurance. All of the PITI plus ANY debt you had could not exceed 36% of your gross income. Because of this, real estate prices were tied to incomes. You want a more expensive house, either save more or make more. Interest rates both paid on loans and on deposits were higher

In an attempt to make owning a home more obtainable, these mortgage standards were thrown out and mortgage backed securities were available for everyone. This meant that you could borrow more to buy an expensive house and the poor could get mortgages. Since real estate is a limited (often artificially limited based on zoning laws) the value of real estate skyrocketed. people who owned homes took out loans on equity, pumped the economy etc... So here we are and all this good work means you have to pay far more than you did before and the poor are in worse shape but the financial industry gets far more. 30/40 years ago you would have been able to buy a place.

As far as tuition, student loans did the same thing. rather than work with what the market could bare, the rates climbed with the student debt. You can run a college on 15k a year tuition now. It will be like mine where I shared a door room with 3 other boys and had some classes with 100+ students. Again programs designed to help hurt in the end.

I had no health insurance after college for many years myself.

Interest rates will never rise again because what it would mean to the government having to pay on its debt. Your generation got screwed by generations who wanted everything now, tax cuts and extended government spending to pump the economy. The fall started under Reagan. The story is in the national debt to GDP ratio which fell from 46 (war debt) till Reagan. Carter even had a balanced budget. Check out this chart on max years and you see the problem United States Gross Federal Debt to GDP | 1940-2017 | Data | Chart

make sure you hit MAX to see it from WWII
 
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I can tell them everything they need to know about millennials.
They're low-t, immature, puddles of soy and these panty-waists are the only generation even that can seriously compete with baby boomers for the "most contemptible generation ever" title. Millennials in a nutshell.

And then, there's my niece. She comes from a single-mom, working class family in Maine.

Several years ago, shortly after college graduation, she and some of her college friends successfully established and managed a refugee camp for people fleeing the Syrian civil war.

The camp was in Irbil ... northern Iraq ... ISIS territory.

Actually, nearly all the millennials I know personally are like her - overachievers, hard workers, well-educated, talented in diverse areas, eager to get involved and apply their skills and knowledge, committed to continuous learning.
 
Millennials. It's simple. If you're looking actually to get something done, only hire millennials who are ashamed to be millennials.

Glad to be of help.
 
I am still shocked that hipsters haven't started to dress like Belichick in an ironic way.
 
So here we are and all this good work means you have to pay far more than you did before and the poor are in worse shape but the financial industry gets far more. 30/40 years ago you would have been able to buy a place.

So, what you're saying is no house. Sad

As far as tuition, student loans did the same thing. rather than work with what the market could bare, the rates climbed with the student debt. You can run a college on 15k a year tuition now. It will be like mine where I shared a door room with 3 other boys and had some classes with 100+ students. Again programs designed to help hurt in the end.

This hasn't changed. All my PharmD classes were ~100 students and that's considered low for a class size. I've heard Mass College of Pharmacy class sizes are 100+

I lived in **** holes while doing my degree because I couldn't afford anything else and had no option for dorms. It's always been a tough situation for students.

I had no health insurance after college for many years myself.

I wish this was an option without getting fined or during school. Unfortunately my school required coverage to attend, as do most universities. In undergrad this was relatively cheap (I went to a state school for my BS), but the second you hit grad they jack up the rates (maybe this coincided with AHA?). I looked into Medicaid but earned too much as an Intern to allow eligibility. Essentially my hands we're tied to take student health insurance at a ludicrous rate.

Interest rates will never rise again because what it would mean to the government having to pay on its debt. Your generation got screwed by generations who wanted everything now, tax cuts and extended government spending to pump the economy. The fall started under Reagan. The story is in the national debt to GDP ratio which fell from 46 (war debt) till Reagan. Carter even had a balanced budget. Check out this chart on max years and you see the problem United States Gross Federal Debt to GDP | 1940-2017 | Data | Chart

make sure you hit MAX to see it from WWII

So, what you're saying is when a geriatrics patient yells at me for the cost of their medication, I can just throw this in their face?

Seriously, brilliant explanation on those two issues. Do you think the housing market will eventually get better after the boomers kick the bucket due to increased availability of housing compared to the population size?
 
I can tell them everything they need to know about millennials.
They're low-t, immature, puddles of soy and these panty-waists are the only generation even that can seriously compete with baby boomers for the "most contemptible generation ever" title. Millennials in a nutshell.

I'm guessing the Most Contemptible Awards are named after you, and you pass them
Out at your yearly Most Contemptible shindig,

Fitting
 
 
The millennials I know are decent, hard working, compassionate, and amazing. But so are most people in my experience.

I suspect that people who perpetuate this disgusting stereotype are fearing loss of relevance to younger and better people.

Yeah, in general I think a solid 95% of discourse around generations is just sensationalist ridiculousness (the other 5% might actually be substantive conversation that's directed at learning stuff rather than finding scapegoats). When I see broad, sweeping complaints about an entire age group, I generally figure their audience is people who are so hung up on their own shortcomings that they're looking for 75 million people to project them onto.

That's how you get this:

 
And then, there's my niece. She comes from a single-mom, working class family in Maine.

Several years ago, shortly after college graduation, she and some of her college friends successfully established and managed a refugee camp for people fleeing the Syrian civil war.

The camp was in Irbil ... northern Iraq ... ISIS territory.

Actually, nearly all the millennials I know personally are like her - overachievers, hard workers, well-educated, talented in diverse areas, eager to get involved and apply their skills and knowledge, committed to continuous learning.
Offering a deity as an example of a selfless Millennial to this forum is completely innapropriate as 99% of us have an even higher calling which includes drinking, eating bad food and watching football.
 
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So, what you're saying is no house. Sad
Seriously, brilliant explanation on those two issues. Do you think the housing market will eventually get better after the boomers kick the bucket due to increased availability of housing compared to the population size?

In places it will get cheaper. Just drive cross country and you see many dead and dying towns. The Millennials love the city (so do I) those places may hold value best. I look at Japan which is basically the US 25 years ahead of us in demographics, national debt etc, and real estate is still up.

Where I live now is wealthy. Many new residents are immigrants who came, got educated and work their butts off. People who have the skills and the drive will always do well and I want every immigrant like this the country can get. What we don't need is unskilled labor because they hurt our poor by keep wages artificially low and these jobs are going to be the first to go with robots etc... Anyone who ever said that illegal immigrants or unskilled immigrants do the jobs Americans won't do is on to something they don't realize, if Americans won't do the job at the salary offered then the market should respond by increasing wages to the point Americans will do it. That is the way it was supposed to work. My son has a friend who moved to Australia and makes a living wage at McDonalds there. He can work that one job, afford an apartment, eat and healthcare. Good intentions again hurt the poor.
 
In places it will get cheaper. Just drive cross country and you see many dead and dying towns. The Millennials love the city (so do I) those places may hold value best. I look at Japan which is basically the US 25 years ahead of us in demographics, national debt etc, and real estate is still up.

Where I live now is wealthy. Many new residents are immigrants who came, got educated and work their butts off. People who have the skills and the drive will always do well and I want every immigrant like this the country can get. What we don't need is unskilled labor because they hurt our poor by keep wages artificially low and these jobs are going to be the first to go with robots etc... Anyone who ever said that illegal immigrants or unskilled immigrants do the jobs Americans won't do is on to something they don't realize, if Americans won't do the job at the salary offered then the market should respond by increasing wages to the point Americans will do it. That is the way it was supposed to work. My son has a friend who moved to Australia and makes a living wage at McDonalds there. He can work that one job, afford an apartment, eat and healthcare. Good intentions again hurt the poor.

I grew up in a suburb a few miles outside Boston and always hated the parking. Thankfully my profession has more need in rural areas, where they ironically pay more because no one wants to live in an area with nothing to do (yay drinking and internet!)

That's interesting about unskilled labor, I always thought they paid so low because there was a large pool of people to select from and the market dictates the pay rate because of that large pool. I have a hard time believing it applies to all minimum wage jobs though. When I worked retail pharmacy as a technician in undergrad they paid just above minimum wage and many of the individuals had some college/degrees - only a few were immigrants.
 
Yeah, in general I think a solid 95% of discourse around generations is just sensationalist ridiculousness (the other 5% might actually be substantive conversation that's directed at learning stuff rather than finding scapegoats). When I see broad, sweeping complaints about an entire age group, I generally figure their audience is people who are so hung up on their own shortcomings that they're looking for 75 million people to project them onto.

That's how you get this:


Damn... from that list I think the millennials deserve nothing but gratitude from the rest of us.
 
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