IF Baltimore loses today then that will guarantee that a team with a record of AT BEST 9-7 will make the playoffs, making last year's playoff absence at 11-5 that much more frustrating (and don't get me started with the Chargers making it at 8-8 last year).
Much like college football where a team has to have a certain record to be bowl eligible, the NFL may want to institute its own playoff eligible record of over .500. If there is a team that does not qualify for the playoffs with a record of over .500 and there is a division champ wiht a record of .500 or lower, the "wild card" would make the playoffs instead.
Just a thought.