LuRkeR1978
Rotational Player and Threatening Starter's Job
- Joined
- Dec 17, 2005
- Messages
- 1,011
- Reaction score
- 1,191
Yesterday's announcement that the banks can grab people's $1,200 deposits to make credit card payments to themselves is indicative. That money isn't meant to feed Bank of America and CITI. It is meant to feed grocery stores and tradespeople and similar.
Banks are evil and greedy. I'm a Freedom CU member, and mine was not taken, and is sitting in my account as we speak. I'd encourage anyone to drop their greedy bank, and go with your local credit union.
My last Greedy Bank was Citizens. Years back when I was making way less and living paycheck to paycheck to credit card... I was convinced that they were purposely ordering my ledger in a way so I would be short 5-35 cents, in order to charge me an overdraft fee. My friends were calling me crazy, and a bank "would never do that". This happened about 7-8 times before I got fed up and closed my account, and went to Freedom.
A few months later I received a letter from a lawyer with a check for $20-30(don't remember the exact amount). I guess I wasn't crazy and someone filed a class-action lawsuit against Citizens for malicious overdraft practices and WON. I will never open an account to a greedy bank ever again.