Agreed, but I'd expand that hand to all 4 for that reason. The defense seemed ill prepared for air Kaepernick out of the gate. The offense seemed oddly determined to stick with a plan to run the ball out of the gate even as the runners kept putting the rock on the ground. And they allowed the opponent to dictate tempo. ST was not prepared for that fake punt even though conditions were ripe. There were costly mistakes across the board. D kept blitzing for naught, drop after drop on offense and multiple fumbles recovered or not, poor field position due to ST inability to attack coupled with uncharacteristic penalties. Lack of focus and discipline was widespread early and reared it's head again late.
I'd add a fifth deficit. Luck. If we didn't have bad luck last night we might have had none. The bounces and breaks and for that matter calls didn't go our way across the board. Coaches needed to adjust their approach accordingly.
Poor execution is on the players, and we had too many instances of it. That said, coaching is always in question when that happens to a team like this in all three phases... They didn't have a bead on their own team as it took the field, and that impacts whatever bead they thought they had on the opponent. Maybe in a perfect world they had a game plan in all phases that would have worked. But it was pretty clear early on they weren't in a perfect world, this was closer to performing in an alternate universe and they were very slow to adapt and adjust. Even mentality wise, which is how that fake punt succeeded. Knowing what a gambler Harbaugh is...
