It seems like these 2 teams hardly change from year to year, that's whats so frustrating. I think the Chargers are the team with a bit more ceiling, while the Colts might be in the initial stages of decline. When I say decline, I mean going back to 10-6! With this being said, the Colts are the more dangerous team with the obvious qb advantage and the ability to exploit a weak secondary like NE's current one. What team concerns you more, SD or IND?