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Voodoo Health Economics

Discussion in 'Political Discussion' started by weswelker#83, Apr 6, 2008.

  1. weswelker#83

    weswelker#83 Rookie

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  2. otis p. driftwood

    otis p. driftwood Rookie

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  3. PatsFanInEaglesLand

    PatsFanInEaglesLand Rookie

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    #37 Jersey

  4. FreeTedWilliams

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    #75 Jersey

    Elizabeth Edwards is lucky any doctor will even treat her. Seriously her husband made millions off bogus suits against doctors. I wonder how many turned her away?

    Let me solve the nations health insurance problems, alright everyone who doesn't have health insurance listening...

    Here what you do...
    a) get a job
    b) know what your plan covers, and if you have to buy supplemental insurance

    WOW, that was tough, next question.


    ps If your job doesn't offer health insurance, you can either buy it yourself, or get another job that does.
  5. Real World

    Real World Moderator Staff Member

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    That might be reasonable for most people, but it doesn't work, or isn't applicable, for everyone. My premium for Blue Cross & Blue Shield is an unconscienable $539.98 PER MONTH!!! I'm opposed to nationalized healthcare, but I think something has to be done to fix a broken system. The care itself isn't the problem, it's the cost. Simplying forking the bill over to the government isn't an answer. Like spashing prefume on a pig, it might smell better, but it still stinks. Most people can't understand that. However, the flip side is that telling people to get a job with coverage, doesn't quite remedy the situation either. We need to make some decisions on what can be done. Some of those decisions will be difficult, and what they are exactly I don't know, but bandaides, rhetoric, and passing the buck don't come to mind.
  6. Holy Diver

    Holy Diver Rookie

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    80,000 people last month alone lost their jobs.....they are now competeing with the 40,000 people the month before, and the 40,000 people the month before that and the 5.1% and climbing of our fellow americans who are currently posting resume's on 'hot-jobs' or other websites. 232,000 peeps over the last three months!

    Just get a job? its that easy to fix this problem if these lazy freeboating liberal bleeding heart (insert whatever diss - talking point) unamericans would just get a job?

    thats the solution?

    I often cite the term viscious circle, and it certainly applies here. Jobless become heathcareless become uneducated become jobless....the circle continues.

    how about our tax dollars go to INVESTING IN AMERICANS, instead of an insurance company? How about we spend our money on schools and infrastructure, and invest in green energy? How about we bring jobs back home instead of overseas? How about we force those who do ship jobs overseas to pay taxes, and not have an offshore account in the Caymans?! how about we quit being SOCIALISTS to companies that have a lobby? How about we look out for our neighbors instead of stockolders?

    WOW that was tough, next question.
    Last edited: Apr 7, 2008
  7. FreeTedWilliams

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    #75 Jersey

    Why is it that your BCBS in Mass costs $400 more a month than mine here in Georgia? The answer lies in the state, not the insurance companies. how many different things have they mandated on the insurance companies, how many lawsuits have been filed?

    I'm all for a "non-suit" insurance, a simple plan that says I will pay less for my health insurance if I forgo my right to sue for negligance (not damages). I wonder how much that would lowere everyone's premuim.
  8. Real World

    Real World Moderator Staff Member

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    What type of plan do you have, and how much of it are you paying? I'm 33, male, and single and my monthly is $539.98. A two party (couple) is $1,040.71, and a family plan is $1,611.27 through BCBS. This is total cost, and not apportioned between employer and employee. If you do an 80/20, or 50/50 split, then the individual costs would be different.
  9. FreeTedWilliams

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    #75 Jersey

    I work for the Government, I pay $89 every two weeks for BCBS PPO (family plan).

    I have the benefit of paying my health insurance with "pre-tax" money. Meaning that they do not tax the funds I use to pay my health insurance as income.

    back when my wife was on the faculty of a University, we didn't even use my insurance because hers was free and $10 a month additional for the family plan.
  10. Real World

    Real World Moderator Staff Member

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    Questions:

    How come you can use pre-tax funds? Is that because of your state's laws, or because you work for the government?

    So you pay about $180 per month on a family plan. Any idea what % of your bill you pay? That would be more informative in calculating what health insurance costs for your family.

    Paying nothing, or $10 for family plan, isn't an option everyone has, even if they work full-time. Heck, not everyone has the ability to find a job where their employer pays 80% of their health insurance. What happens to those people? How does the local plumber offer his 3 employee's 80% coverage for their families? How do any mom & pops do the same? Simply saying that you should get a job, because your employer provides you with an ideal situation doesn't mean that it's the answer for everybody.
  11. FreeTedWilliams

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    #75 Jersey


    Everyone who works for the government pays their health insurance "pre tax" it started a few years ago. It has nothing to do with the states. All it does is reduce your adjusted gross income by the amount you pay in premiums. I just saw the mathcing funds yesterday, I think the gov't share was around $5,000 for last year.
  12. Real World

    Real World Moderator Staff Member

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    Why do you get to pay pretax and everyone else doesn't? That seems a little fukced up. I pay uncle sam, and then pay my insurance, which means it's costing me more than it costs a government employee. Typical government I guess. That's real BS. I'm real curious now.

    If it is true that your family package only costs $7,000+ dollars in Georgia, versus $19,335.24 here in MA, then something is severely fukced up. Does anyone know why? Or if this is exclusively a state issue?
  13. FreeTedWilliams

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    #75 Jersey


    When I moved from New York to Georgia, I called GEICO (who carries my auto insurance) and told them I was moving to Georgia, my car insuarnce went from $1600 a year in New York, to $700 a year in Georgia. I think it has more to do with the mandates put on the insurance companies by these state legislatures.
  14. FreeTedWilliams

    FreeTedWilliams pfadmins PatsFans.com Supporter

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    #75 Jersey

  15. Real World

    Real World Moderator Staff Member

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    We can't even get Gieco in Blowsachusetts. I'm going to look this stuff up because I'm very curious about the drastic differences in price. We're not talking $100 here, or even 10-20% difference in cost. We're talking $12,000 difference for a family plan through the same company. How many does your plan cover?


    This kinda answers the pretax question:

  16. Stokes

    Stokes Rookie

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    Interesting that in the article he holds up the VA as the model for government run health care coverage. Um, maybe he's forgetting many of his ilk torching President Bush for the abysmal conditions at Walter Reid, which is run by who? Oh right, the VA. The VA can't even get it right at their main hospital!

    I totally agree that our healthcare system needs some fixing, but it seems like the left is equating a government run program with being a cure-all for everything that goes wrong in medical care. It simply is not going to work that way.
  17. FreeTedWilliams

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    #75 Jersey

    I double checked the figures when I got home last night. The Gov't portion for my BCBS insurance last year was $6,300, and mine was $2,300. That is for a family plan.

    I can tell you now why the price difference. Look at all the additional costs the Mass General Assembly has put on the inusrance carriers. Tell me that you thought that mandated insurance was not going to boost your premiums?

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