As reported in today's USA Today; Some owners may intentionally fall behind on mortgage There are no statistics or surveys that track how many homeowners might deliberately be putting off mortgage payments, but dozens of economists and other lending experts say it's a risk. Lenders trying to prevent such abuses are carefully reviewing homeowners' financial pictures to determine that they really need a loan modification to avoid foreclosure "We speak with homeowners every day that have few qualms about walking away from their mortgage or missing payments as a way to 'get in on' loan modifications and low house prices," says Jeremy Brandt, CEO of 1-800-CashOffer, which buys homes. "The attitude is starting to move toward, 'How can the government help me,' " says Chad Olivier, a certified financial planner in Baton Rouge. "We are seeing it on Wall Street, and now we are seeing it with the public." Some owners may intentionally fall behind on mortgage - USATODAY.com Do your civic duty...if you know someone trying to cheat the system...REPORT THEM! The last thing we need is people who don't need help, getting our tax dollars. This is also a good reason why no mortgage holder should be bailed out. Home values are going to find their own bottom regardless of any policy, so why bail them out with more tax dollars? It's a waste of money. I'd challenge anyone to respond with a rational theory as to how any mortgage bailout policy will stop home values from declining. The only thing that can stop declining values is getting more people to buy homes. With unemployment increasing every month, who want to buy a house in this climate? I've been planning on buying for 18 months now but I haven't pulled the trigger because I currently rent. Why take the risk when I could lose my job? I'll buy when I feel confident in the economy...and so will most people.