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Not true. First the Panthers could have him sign a one year tender lower than the $16 million if a trade and a new deal is in place just waiting for his signiture with the Pats. There is no rule stating he has to sign the tender as is.
Miguel would know this better than I, but I think he might.
In any case, however, there is an explicit rule that says a contract that if a team trades AWAY a player within 24 hours of the player signing a contract, then there is no need to have the cap room for that player's contract. [It's a moot point here, however, because Peppers' tender is already on their books.]