After watching the debate last night, it became plainly obvious to me the answer to all our social safety nets, and the solution to fixing them. Everyone on the stage informed the audience that the money you pay in covers 1/5th the cost you end up using out of the programs you pay into. It got me thinking that the sole reason for the complete upside down nature of our social programs is easy. Sound Money. The only reason why you take out so much more than you pay into, is becuase we as a society pay in money that is 1/5th the value by the time we need it. If we had sound money, and we stopped inflating the currency, we wouldn't have solvency issues. The entire program can be saved as is if we could ensure the 1.00 you pay into SS was worth near or close to 1.00 when you retire. If that were the case, you would pay in for 40 years for a program you probably would use for 15 years. But becuase you pay 1.00 and by the time you need that 1.00, it has a purchasing power of 0.15, no wonder our social safety nets are upside down and on the verge of going away. We can't as a society achieve any kind of forced savings of healthcare as long as we continue to devalue the money we are putting away for when we need it, else we need to put away 5 times what we do i our 20's in order to ensure we have the proper amount of money we need when we retire. Sure you can blame increased in healthcare, and the bureaucracy, however you can look at the cost of a loaf of bread 40 years ago when you started paying into SS, and now look at the cost, and realize that the majority of your life, you were "saving" for $0.40 loaves of bread, for a world which charges 2.99 for them.