I read a thread earlier saying that some place had a bet where you could wager whether a team's record would be over or under a certain number of wins. (Pat's were 10.5, I believe). I want to take that bet vis the pats. Any tips on how to do it? Do I pay up front and only get paid at the end of the year? Can I trust that I'll get my money if I win? What are the best (safest) places to place the bet. I checked out a Sports Gambling page at about.com and they say it's not illegal anywhere in U.S. True?