the interest rates can't go much lower and will they have used all their cards? What more can they do? If they try to raise the rates will it freeze the market to a standstill? they are also making a case if they continue to lower rates that we don't need them and we should get rid of them. Have our own gov't print money. At this point it's getting hard to make money off any interest in the banks. They're trying to get people to spend money but I think people are seeing the panic and have stopped spending. Dig in. This recession(though people are in denial) is here for a couple years.