Asante Samuel is being a crybaby about the whole contract issue and can't bear to play one season for 7.5 or 7.7 million or whatever the hell it is. He is obviously concerned with getting injured the year he's franchised, and then when he's finally a free agent, he won't get as much money because he is damaged goods. so why doesn't he just get the insurance i've heard about? Where you pay a certain ridiculous amount (ridiculous for normal people but plenty affordable for someone making 7.7 mil in one year). Asante could pay this and then if he gets injured, he cashes in on the insurance. Is that how it works exactly? Because if so, this is a no brainer. You get the insurance with your crappy franchise tag money, and worst case scenario is that you get injured and cash in. Or you stay healthy and get a huge contract in a year or 2 and all it costed you was the money you payed for the insurance. So what's his problem? It makes perfect sense to me, which makes me think that i don't fully understand how this insurance crap works for nfl players when it comes to injuries. So someone please correct me if i'm wrong.