No joke. Way to go, guys. (This was before slo-mo, single-payer, socialized medicine was passed 21 March 2010, a day that will live in infamy for American patriots.) Our social welfare programs are clearly unsustainable. No one doubts that, which is almost more surprising to me. I wonder what the Founding Fathers, those racist gun nuts who knew how to speak and write Standard English, would think of us today. We have grown to love security more than liberty. Things are about to get very interesting. Pay off your debts, even your mortgage (etymology, "dead pledge"). Don't bother building up a nest egg. We're going to see rapid inflation in a few years' time. Jobs will become increasingly scarce. People will have to learn the old-fashioned lessons of relying on themselves to make a living. Or family or friends. Imagine that. I'd mention stocking up on guns, bullets, and food, but that would make some people here too excited.