As I write this, it appears that the Democrats have the needed 216 votes to pass the legislation. However, if they pass the exact bill that the Senate passed on Christmas Eve, it could go to the President to be signed into law. However, since there are changes, they are voting on slightly different legislation. therefore, once passed, it goes back to the Senate to be reconciled and if the Senate passes it exactly, it then goes to the President for signature. If so, it may not be a done deal of fait accompli depending on the changes in the Senate. But the House is also voting on a second piece of legislation, the 'fix' to correct some of the goodies in the bill. Am I correct so far??? Assuming it passes, I have two questions about the logistics of the enactment. Since it allows older dependents, up to age 26 to be on their parents plan, will it be an addition to the family plan, increasing the rate for all family plans since there are now more people in the pool or will there be a new class of 'adult dependent" when the parent who wants them covered pays a separate premium for each of the adult dependent? Secondly, has anyone heard whether there will be any protections to prevent people from jumping on and off the coverage depending on whether they need treatment? What I mean is someone who decides to pay the penalty (2% of income IIRC) rather than the higher premium but decides to get coverage when he rips up his knee and needs surgery. Will they have a waiting period like the Feds do for flood insurance so people don't just sign up when the creek is rising and they know they will lose everything in 2 days.. If they don't put restrictions in, they will effectively raise rates if people know there is no need to sign up if they can get coverage in the ambulance on the way to the hospital....The costs will fall on those responsible people who chose to continuously have coverage.