I know our federal gov't is giving/lending billions to the financial industry, but today's news that they are trying to pressure them to lend more is just plain wrong. Banks are trying to build up their reserves and implementing "old school" lending qualifications to get them back to what they should be...Conservative lenders. By attempting to get banks to lend, we are encouraging similar practices that got us into this mess in the first place! This is what I mean when I say the gov't can't fix anything and they certainly have no right to tell these banks they MUST lend! I don't care if our gov't owns 75% of their stock, they still don't have a clue how a bank should be run responsibly. Just one more reason the $700 billion was a sham!