Welcome to PatsFans.com

Getting a mortgage

Discussion in 'Political Discussion' started by atomdomb, May 2, 2010.

  1. atomdomb

    atomdomb Rookie

    Joined:
    Oct 1, 2006
    Messages:
    767
    Likes Received:
    1
    Ratings:
    +1 / 0 / -0

    Here is the list of stuff I needed to get a mortgage:
    1. Tax returns from 2007, 2008, 2009
    2. W2's or 1099's from 2008 and 2009
    3. My license and social security card.
    4. My wife's license and social security card.
    5. Credit report.
    6. Proof of insurance.

    There were several more that I can't think of.


    How about if you are a criminal alien and want to get welfare money from the bankrupt state of Massachusetts?

    82 Senators have chosen to put their political lives on the line and they stalled this measure. Remember them in November and vote these traitors out. We may be heading for the most sweeping political overall in decades. I only pray the Dems continue to act completely insane and set the table for a crushing resolution on their communist actions.
  2. Mrs.PatsFanInVa

    Mrs.PatsFanInVa PatsFans.com Supporter PatsFans.com Supporter

    Joined:
    Sep 7, 2009
    Messages:
    15,200
    Likes Received:
    221
    Ratings:
    +310 / 7 / -3

    #12 Jersey

    I don't know.....why don't you tell us (better yet, link us) so we can form an opinion?
  3. PatriotsReign

    PatriotsReign Rookie

    Joined:
    Jan 15, 2007
    Messages:
    25,594
    Likes Received:
    67
    Ratings:
    +140 / 1 / -8

    Anyone in this country here illegally should have zero access to gov't money and mortgages.

    I'd say that's a no-brainer...
  4. Harry Boy

    Harry Boy Look Up, It's Amazing PatsFans.com Supporter

    Joined:
    Nov 10, 2005
    Messages:
    38,805
    Likes Received:
    119
    Ratings:
    +295 / 1 / -7

    Your a "law abiding hard working american citizen" thats why you had to show all that paper work, your the guy that America's Left Wing sh!ts all over, your the guy the Socialist Liberal Do-Gooder wants to get rid of because you take care of yourself, you think for yourself and they can't control you, you are what America and it's founding fathers stood for.

    A REVOLUTION IS COMING

    DO LIBERAL DEMOCRATS LOCK THEIR DOORS AT NIGHT DO THEY LEAVE THEMSELVES OPEN TO HOME INVASION DO THEY CODDLE THE CRIMINAL THAT ILLEGALLY SNEAKS INTO THEIR HOME

    IN THE ABSENCE OF LAW AND ORDER SOCIETY WILL SURELY DESTROY ITSELF

    WHERE'S THE BIRTH CERTIFICATE-----------:D
  5. Mrs.PatsFanInVa

    Mrs.PatsFanInVa PatsFans.com Supporter PatsFans.com Supporter

    Joined:
    Sep 7, 2009
    Messages:
    15,200
    Likes Received:
    221
    Ratings:
    +310 / 7 / -3

    #12 Jersey

    Like I said, I don't know about Ma., and you didn't bother to enlighten us, but I do know about Indiana. My sister and I recently had to put our mother in a nursing home - because her life savings will run out shortly I have had to apply for welfare to help pay for her care.

    This is what I had to produce:

    1)All life insurance policies and payment books. (All paid up policies must be cashed in for face value before they will consider approving her application)

    2)All health and medical insurance information + copies of each card

    3)All check stubs, award letters or other information pertaining to any income she may have (1 year's worth)

    4)Verification of any property (land or building) which she owns and is not living in (all tax receipts, mortgage papers, deeds, notes)

    5)Burial accounts/trusts

    6)State ID

    7)Social Security Card

    8)Birth Certificate

    9)Medical Expense verification

    10)Verification of citizenship or immigration status

    11)Verification of vehicle ownership

    12)Mortgage papers or deed to home she lives in or copy of lease agreement if she rents

    13)Copies of all bank accounts

    14)Copies of each monthly bank statement for all checking and/or savings accounts for 1 year. (They also do a "look-back" at bank accounts for 3-5 years. If there were any large sums of money (over $1,000.00) to an individual it may be held against the application and the money must be returned before the application is approved.

    15)Copy of my father's death certificate

    16)My father's social security number

    17)Proof that the house my mother owned was up for sale - if the house is not sold before she runs out of money the house must be signed over to Indiana Medicaid although I am still legally responsible for all taxes and utilities and insurance which must be paid

    18) Appraisal of house

    19)Tax returns, state and federal, for the last 3 years.

    20)Title to any vehicles owned worth over $500.00

    21)W2s for last 4 years

    22)Copies of all outstanding credit card bills

    23)Copies of all surrender requests to any company with which she has a life insurance policy - money must be turned over to the state before she can be considered eligible.

    24) My power of attorney along with 4 different notorized statements saying I am who I say I am and she is who she says she is.

    25) Current copies of all utility bills and statements of any deposit money they may be holding at this time

    26) verification of homeowner's insurance

    27) Verification of property taxes

    It'll be interesting to see what you say MA requires. Medicaid is state run, for the most part, so it could be entirely different. I doubt it's that much different, but again, I don't know until you tell me so.

    If the difference is striking perhaps it's time to look at the powers the state has, huh? Maybe it should be federalized so that the gap is not so great.

    Right now I'd venture it's safe to say that getting on Medicaid/welfare is a bit harder than buying a house is - or at least the paperwork needed is overwhelmingly heavier in the Welfare case.
  6. mcgraw_wv

    mcgraw_wv Rookie

    Joined:
    Feb 5, 2008
    Messages:
    2,257
    Likes Received:
    7
    Ratings:
    +7 / 0 / -0

    government money, yes! Mortgages are private loans from one institution to another, and it's shouldn't be our place to determine who that goes down.

    Because in reality, billions of money comes from out of this country, and our businesses do trillions in banking with people who aren't citizens.
  7. DarrylS

    DarrylS PatsFans.com Supporter PatsFans.com Supporter

    Joined:
    Sep 13, 2004
    Messages:
    40,824
    Likes Received:
    89
    Ratings:
    +150 / 3 / -19

    Undocumented immigrants are not eligible for welfare..and legal immigrants are severely limited... just wasted rhetoric...

    Are you whining about paperwork or about the myth that illegals receive welfare?????
  8. PatriotsReign

    PatriotsReign Rookie

    Joined:
    Jan 15, 2007
    Messages:
    25,594
    Likes Received:
    67
    Ratings:
    +140 / 1 / -8

    Maybe I should have stated it differently. No one here illegally should LEGALLY be able to own a home in the USA. Now that's just common sense based upon the fact that criminals shouldn't be home owners and ILLEGAL ALIENS should't be able to be residents. And also, banks shouldn't give criminals loans either if they do their due-dilegance...which I truly hope they are now doing on a regular basis.

    Personally, I think we could impose all sorts of LOGICAL laws designed at preventing people here illegally from finding a residence of their own.

    Let's make it illegal to rent to immigrants who are here illegally...why not? And if we already have such laws, for the love of God, let's start enforcing them!!! HELLO??
    Last edited: May 2, 2010
  9. Mrs.PatsFanInVa

    Mrs.PatsFanInVa PatsFans.com Supporter PatsFans.com Supporter

    Joined:
    Sep 7, 2009
    Messages:
    15,200
    Likes Received:
    221
    Ratings:
    +310 / 7 / -3

    #12 Jersey

    Federal Immigration and Nationality Act Section 8 USC 1324(a)(1)(A)(iv)(b)(iii)

    "Any person who . . . encourages or induces an alien to . . . reside . . . knowing or in reckless disregard of the fact that such . . . residence is . . . in violation of law, shall be punished as provided . . . for each alien in respect to whom such a violation occurs . . . fined under title 18 . . . imprisoned not more than 5 years, or both."
  10. Harry Boy

    Harry Boy Look Up, It's Amazing PatsFans.com Supporter

    Joined:
    Nov 10, 2005
    Messages:
    38,805
    Likes Received:
    119
    Ratings:
    +295 / 1 / -7

    I thought only racist white neo con's used that word "ALIEN"
  11. IcyPatriot

    IcyPatriot ------------- PatsFans.com Supporter

    Joined:
    Sep 13, 2004
    Messages:
    37,692
    Likes Received:
    256
    Ratings:
    +473 / 2 / -10

    #87 Jersey

    The Latin-Americans have their own financial system in place if they need it. It's not quite loan sharking but it's not quite market rates either. I know a few who make a handsome living off it. The predator and prey thing is way stronger than some of the stuff that's commented in this forum regarding our financial system.

    It's accepted practice though ... the cost of doing business. Seems like highway robbery ... but when you don't pay income tax ... well ... there's enough to work with there and keep many people happy.
    Last edited: May 2, 2010
  12. PatriotsReign

    PatriotsReign Rookie

    Joined:
    Jan 15, 2007
    Messages:
    25,594
    Likes Received:
    67
    Ratings:
    +140 / 1 / -8

    Laws only work when they're enforced. I'm sure we all agree that laws should be enforced...:rolleyes:
    Last edited: May 2, 2010
  13. chicowalker

    chicowalker Rookie

    Joined:
    Mar 9, 2010
    Messages:
    12,813
    Likes Received:
    92
    Ratings:
    +143 / 2 / -1

    What happens w/foreign non-residents who buy property here?
  14. atomdomb

    atomdomb Rookie

    Joined:
    Oct 1, 2006
    Messages:
    767
    Likes Received:
    1
    Ratings:
    +1 / 0 / -0

    Riiiiggghhhtt...I am not sure which you are, gullible or willfully stolid. So no criminal aliens are getting MA state benefits?

    Zeituni Onyango - Wikipedia, the free encyclopedia

    You know who she is. Now back on topic.

    Bill to block immigrants’ benefits fails - The Boston Globe

    The Democrat-controlled Massachusetts House came within a razor-thin margin yesterday of advancing a Republican proposal to block public benefits for illegal immigrants, a reversal from last year when opponents easily torpedoed the measure.

    Both sides said the unexpectedly close 75-82 vote reflected growing support for efforts to crack down on illegal immigration in Massachusetts, sparked by the recent passage of a stringent law in Arizona and frustration with stalled congressional efforts to overhaul the immigration system.

    Perry’s measure, which the Sandwich Republican tried to add as an amendment to the House budget, would have required anyone receiving public benefits to be verified first by the Federal Systematic Alien Verification for Entitlement program, or SAVE. Perry said his goal is to prevent illegal immigrants from gaining access to public housing, unemployment benefits, welfare, or workers compensation. He said lawmakers are concerned, in another tight budget year, about the cost of such benefits for illegal immigrants.

    My new rallying cry for November's election will be, "Remember the Alamo!!!!"
  15. khayos

    khayos Rookie

    Joined:
    Apr 19, 2005
    Messages:
    3,675
    Likes Received:
    0
    Ratings:
    +0 / 0 / -0

    Sweet, lets enforce it.
  16. mcgraw_wv

    mcgraw_wv Rookie

    Joined:
    Feb 5, 2008
    Messages:
    2,257
    Likes Received:
    7
    Ratings:
    +7 / 0 / -0

    Right, but that pesky Innocent before proven guilty thing gets in the way of an illegal alien requesting a mortgage but has not yet been tried and found guilty.

    FYI, NYC is full of buildings and homes owned by Foreigners... Just as if you wanted to buy a flat in London, you can.

    IF the bank wants to make a bad investment they should be able too, all they need to do is ask for their proof of citizenship. However if the bank wants to invest poorly, they should be allowed too.
  17. khayos

    khayos Rookie

    Joined:
    Apr 19, 2005
    Messages:
    3,675
    Likes Received:
    0
    Ratings:
    +0 / 0 / -0

    ... and not be bailed out. I agree with that.
  18. PatriotsReign

    PatriotsReign Rookie

    Joined:
    Jan 15, 2007
    Messages:
    25,594
    Likes Received:
    67
    Ratings:
    +140 / 1 / -8

    No, a bank should not be able to willing break the law as stated here....

    "Any person who . . . encourages or induces an alien to . . . reside . . . knowing or in reckless disregard of the fact that such . . . residence is . . . in violation of law, shall be punished as provided . . . for each alien in respect to whom such a violation occurs . . . fined under title 18 . . . imprisoned not more than 5 years, or both."

    So I would have to say in this case, you're wrong.

    Sure, a foreigner can purchase property here, but they can't RESIDE here unless they go through proper channels. And when you think about, that's not asking much at all. Same as any other country.

    For those who choose to close their eyes, the world has no borders or laws restricting travel from one country to the next. But the REALITY is, there ARE laws and borders and one should NOT be able to go or live wherever they choose, whenever they choose.

    I love it that way.
  19. Mrs.PatsFanInVa

    Mrs.PatsFanInVa PatsFans.com Supporter PatsFans.com Supporter

    Joined:
    Sep 7, 2009
    Messages:
    15,200
    Likes Received:
    221
    Ratings:
    +310 / 7 / -3

    #12 Jersey

    Works for me. And as soon as banks and mortgage companies quit making bad loans or illegal loans in an effort to make money in any way possible, regardless of any conquences or in spite of any laws they may be violating by doing so then maybe it'll happen.
  20. PatriotsReign

    PatriotsReign Rookie

    Joined:
    Jan 15, 2007
    Messages:
    25,594
    Likes Received:
    67
    Ratings:
    +140 / 1 / -8

    Forget all this yippity-yappn' about starting with companies that hire illegal ALIENS. Let's just start at the fluckn' fence and stop the criminals from coming in!
    Last edited: May 3, 2010

Share This Page

unset ($sidebar_block_show); ?>