I have my degree in economics and that's what I do for a living. Take that for what it's worth. If you had the patience and the time to review some of the threads I posted from early in 2008, you'd see several forecasts that I made that have come true. And they were NOT in line with the "consensus" tanked. Seriously, if you base your investments upon what the consensus is/was saying, then you've lost a boatload of money. If you're going to put even a small amount in the market, I'd go with the emerging Asian markets, but I'll admit, I'm not even taking my own advice.