Social Security and Medicare finances worsen - Yahoo! Finance If you are 40+ years old, you can enjoy the benefit in the short time. If you are 35 or less, you will get nothing when you retire. It sucks to work hard and pay your fair share for years and the government will say 'IOU' in the end. I'm not sure how long Obama's universal health care is going to last if 2 biggest government programs are gone.