(Note : My plan for the next 8 years isn't to criticize everything Obama does or says; it just seems like that because I disagree with most things he does and says ). Moving on . . . does this : "If you are like most people, including me, and you've got one house ... it turns out that under current law you can't modify that mortgage if you are in bankruptcy, that makes no sense ... that is forcing a lot of people into foreclosure," Obama Backs Rule Change to Modify Mortgages - Economy * US * News * Story - CNBC.com Seem weird to others ? Obama seems surprised and confused why a bankruptcy judge can't just change the terms of a loan. It never would have occurred to me that a judge should be able to say "you can't pay the monthly payment so I will cut your loan in half then you can get a new loan for that lesser amount whose monthly payment you can make. Next."