34 Percent of Workers Have One Week or Less of Savings Many people are living paycheck to paycheck, on the edge of disaster as highlighted in a new Monster Poll that reveals 34 Percent of Workers Have One Week or Less of Savings. Over a one week period beginning July 6 and running through July 13, more than 16,000 visitors to Monster.com participated in the Monster Meter Poll question âIf you were laid off without severance, how long would your savings cover your living expenses?â One Week or Less: 34% 2-4 Weeks: 16% 1-2 Months: 16% 3-5 Months: 14% 6 Months or Longer: 20% Creating three broad groups, 50% have less than a month of savings, while only 20% have 6 months or more. The remaining 30% are in between. Although the Monster Poll is not scientific, I cannot help thinking it is reasonably accurate. The implications on the savings rate are obvious: It will continue to rise. Those out of work may wish to consider Monster's Layoff Survival Kit that contains a few worthwhile albeit mostly obvious tips for people to follow.