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Old 11-08-2011, 11:29 AM   #1
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Default New AARP Ads: I Earned It

AARP Ad

So, if they earned their S.S. and Medicare, why are they in actuarial trouble? Might it be that they didn't pay enough in?

I know the temptation is to say "tough", the young uns will have to suck it up and make up the difference. But....

US wealth gap between young and old is widest ever - BusinessWeek
Quote:
The wealth gap between younger and older Americans has stretched to the widest on record, worsened by a prolonged economic downturn that has wiped out job opportunities for young adults and saddled them with housing and college debt.

The typical U.S. household headed by a person age 65 or older has a net worth 47 times greater than a household headed by someone under 35, according to an analysis of census data released Monday.

While people typically accumulate assets as they age, this wealth gap is now more than double what it was in 2005 and nearly five times the 10-to-1 disparity a quarter-century ago, after adjusting for inflation.

The analysis reflects the impact of the economic downturn, which has hit young adults particularly hard. More are pursuing college or advanced degrees, taking on debt as they wait for the job market to recover. Others are struggling to pay mortgage costs on homes now worth less than when they were bought in the housing boom.
Don't worry kids, they'll make it up to you by sticking you with the largest debt in human history.

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Old 11-08-2011, 11:50 AM   #2
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Default Re: New AARP Ads: I Earned It

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AARP Ad

So, if they earned their S.S. and Medicare, why are they in actuarial trouble? Might it be that they didn't pay enough in?

I know the temptation is to say "tough", the young uns will have to suck it up and make up the difference. But....

US wealth gap between young and old is widest ever - BusinessWeek


Don't worry kids, they'll make it up to you by sticking you with the largest debt in human history.
Hahahaha, everytime I see those commericals I want to punch my TV. The old guy all smug "we've earned it. We arent line items you can veto on a budget, and we arent push overs....heres a number for you, 50 Million....you'll be hearing from all of us"

OK old man river...He is right, they have "earned it"... they also have earned what their esteemed cohorts in Congress (median age of 53) have done by spending me and the generations after me into "bolivian"

After that commercial I usually make some poor quality jokes about old people (which my wife doesnt seem to find funny) so Ill spare you all
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Old 11-08-2011, 12:32 PM   #3
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Default Re: New AARP Ads: I Earned It

What are they supposed to do???

Whether they earned it or not, Social Security Benefits are not all that high and if they lose what they are getting, then it would cause irreparable harm to them and a whole generation of seniors..
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Old 11-08-2011, 12:39 PM   #4
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What are they supposed to do???

Whether they earned it or not, Social Security Benefits are not all that high and if they lose what they are getting, then it would cause irreparable harm to them and a whole generation of seniors..
Darryl, all kidding aside, yes today's seniors have earned their benefits. Most seniors today are young enough to have been paying into them their whole lives.

My issue with it is this. Congress, for who knows how long has treated our entitlement programs like a slush fund, and used funds from them to pay for other things. Now those programs are not as solvant, and thus people are talking about cuts to those benes. While the "public" seniors arent necessarily responsibile for the issues with the funding of these programs, the voting public has allowed this uncontrolled pillaging of the programs to go long enough that the solutions are now tougher.

That being said, older generatations look at the younger ones and question their sense of entitlement. I (being in a younger generation) see ads like this, with this old dude and his smug, entitled statements and say "you should have spoken up sooner gramps".
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Old 11-08-2011, 12:41 PM   #5
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I hate old people
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Old 11-08-2011, 12:42 PM   #6
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Default Re: New AARP Ads: I Earned It

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What are they supposed to do???

Whether they earned it or not, Social Security Benefits are not all that high and if they lose what they are getting, then it would cause irreparable harm to them and a whole generation of seniors..
You mean that people who have all the money (see above)?
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Old 11-08-2011, 12:44 PM   #7
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Darryl, all kidding aside, yes today's seniors have earned their benefits. Most seniors today are young enough to have been paying into them their whole lives.

My issue with it is this. Congress, for who knows how long has treated our entitlement programs like a slush fund, and used funds from them to pay for other things. Now those programs are not as solvant, and thus people are talking about cuts to those benes. While the "public" seniors arent necessarily responsibile for the issues with the funding of these programs, the voting public has allowed this uncontrolled pillaging of the programs to go long enough that the solutions are now tougher.

That being said, older generatations look at the younger ones and question their sense of entitlement. I (being in a younger generation) see ads like this, with this old dude and his smug, entitled statements and say "you should have spoken up sooner gramps".
I think Medicare has been under-funded for a long time. The rate of contributions were kept level while medical costs grew at 6-7% per year.

Not all of this is due to the General Fund spending done using SS Trust Fund monies. Even if those monies were available the program is projected to be unable to pay the full level of benefits right around my full retirement age (great timing on my part).
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Old 11-08-2011, 12:51 PM   #8
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Old 11-08-2011, 12:52 PM   #9
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