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Meaning the poor guy with bad credit has no overdraft protection and will likely Fall in the overdraft fee game .
aHHH ...the "bad factories" they do have problems.
now what was the name of that movie?
Where the bad factories walked the opposite way around the circle.???
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Would you expect anything less from a republican who thinks that all Americans have the same opportunities as all others.
I'm not the same poster, but I believe we all have the same opportunity. Everyone comes from a different background, but we all have the same opportunity to do what we want with our lives.
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"The difference between stupidity and genius is that genius has its limits". - Albert Einstein
Are these comments aimed at someone or some group specifically? From my view this is not a rich vs. poor argument, but more of an argument of stupidity of the bank clientele.
Anyone notice the huge increase in check cashing stores, talk about another method to rip people off.. f.. ing incredible.. right up there with furniture rental stores.
I agree, and the biggest problem is that people do it and because of the fees then they get behind and are always stuck in a cycle of going to the 'cash advance' before their paycheck all the while getting less money in their pocket because of the fees. Now I have no problem with the 'cash advance' stores, or the furniture rental stores...generally speaking it's peoples own stupidity and lack of self discipline financially that leads to that.
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"The difference between stupidity and genius is that genius has its limits". - Albert Einstein
but that's part of the problem, is it not? banking should be free...
you're allowing a bank to use your money, and earn ungodly sums on its interest.... why is it "ok" when they nickle and dime you on top of the favor youre doing for them?
if 1% of the nation collectively took their money out of financial institutions, they'd all go belly up...
Why should it be free? You think they make money on the $350 someone might have in there account? They're supposed to give you ATM's, 800 #'s, branch's, safety, security, administration, online websites, etc.. and not charge you a dime for being a complete moron, and spending money you don't have? The appologism in this country is truly tragic. Here's a tip, if your bank sucks, find another. I get free checking with no minimum at Sovereign. I make sure I only use Sovereign ATMs. Sure, there are times when you have to bend over and pay the juice someplace else, but I keep it at a minimum. Banking isn't a right, it's a priveledge. Shop for a bank that best suits your needs.
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"The most difficult subjects can be explained to the most slow-witted man if he has not formed any idea of them already; but the simplest thing cannot be made clear to the most intelligent man if he is firmly persuaded that he knows already, without a shadow of doubt, what is laid before him." Leo Tolstoy, 1897
It's aimed at blacks. Many black Americans think that they are being discriminated against because they fall "victim" to these rip-offs. I wonder what happened to the guy who taught me how to get myself out of debt when I was in my early 20's and basically got me on the right road. His first words were, "You should have listened to your father, but now you're here asking for my advice which is the same thing you wouldn't listen to from your father." He was a friend of my dad who was ...you guessed it.
Man, was I an idiot until I hit 26 for some reason. Oh yeah, I remember why...girls, partying and not paying attention.
I was in the same boat. When I graduated from college 10+ years ago I had $7 or $8k in credit card debt. I used to work 6 days a week, and party 7. Trips, chics, clubs and assorted other things meant I never saved a dime. At any rate, I finally grew up and straightened out. It was no one's fault but my own.
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"The most difficult subjects can be explained to the most slow-witted man if he has not formed any idea of them already; but the simplest thing cannot be made clear to the most intelligent man if he is firmly persuaded that he knows already, without a shadow of doubt, what is laid before him." Leo Tolstoy, 1897
The day they lose that 40% income , what are they gonna do ? close banks ?
I tought banks make money in investments , this is a weird way to make money , isn't it?
or maybe a lot of people ( A LOT ) are paying those late fees ?
I wonder how much of government "revenue" is fees based?
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To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
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"The most difficult subjects can be explained to the most slow-witted man if he has not formed any idea of them already; but the simplest thing cannot be made clear to the most intelligent man if he is firmly persuaded that he knows already, without a shadow of doubt, what is laid before him." Leo Tolstoy, 1897
What's the big deal ? A lot of companies exist based on dumb people doing dumb things. This is no different.
The question is....Is it legal ?
Have you watched that confessions from that mortgage broker the other day ?
He was told by its corporate company to push "Average Joe" chose the worst loan , and make him pay more than he should. And the more he does it , the more he gets commissions/Bonuses. Nice play , is it ?
Wallstreet followed the same path selling those " stincky packages" to the rest of the World, the rest is history.
It's not illegal to prey on average Joe , is it ?
Many legal immigrants and even US citizen are not that smart or maybe didn't have the chance to finish their studies for differents reasons .
Protect your people , stop the companies that do illegal preying , it will simply come back and hit hard the economy .
The proof , you can see it today.
Re: Courtesy Overdraft Protection
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