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My Massachusetts insurance rate increases. Thank you gimmick policies!
Most of you in here have heard me rail against what I call "gimmick politics" or "gimmick policies". They are politics/policies that you know won't work, won't ever do what's claimed, and in the end, will only make a bad situation worse. They are the proverbial perfume on a pig. One the the biggest pieces of gimmick legislation, was none other than RomneyCare. When it was first passed I said it was a gimmick, and low and behold (ding, ding, ding) I was right. Mind you, ObamaCare is modelled after Romney's "reform".
To make and already long post short, I'll get to the point. I just recieved our companies contract renewal from Blue Cross Blue Shield. Hold on, let me get the vasoline ready... Currently we pay $564 for an indivdual plan, $1,087 for a 2 party, and $1,683 for a family plan. These are our 2010 rates, that we currently pay. The new rates on the renewal form are $743 for the indivdual plan, $1,433 for a 2-party, and $2,229 for the family plan. WTF?
I thought Romneycare (Obamacare), was supposed to make things cheaper? Apparently not. Those plans just increased 32%, 32%, and 33% respectively. Every employee with an individual plan costs $8,916 per year. Every employee that has a wife costs $17,196 a year. Anyone with a wife and kids costs $26,748 a year!!!!
How can a person, or a business, afford this? Can we officially call the "reform" an epic fail? Oh, and please tell me again why I shouldn't be upset when I find out that $35 million went to pay for the medical costs of some criminal illegal alien invaders? Or why I shouldn't have an issue with 69% of the MassHealth Unlimited recipients being illegal criminal aliens? Gimmick politics, and gimmick policies, don't work.
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"The most difficult subjects can be explained to the most slow-witted man if he has not formed any idea of them already; but the simplest thing cannot be made clear to the most intelligent man if he is firmly persuaded that he knows already, without a shadow of doubt, what is laid before him." Leo Tolstoy, 1897
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Under the agreement, Blue Cross will settle for base rate increases ranging from 0.4 percent to 12.9 percent - depending on the insurance plan - down significantly from the 1.7 percent to 22.6 percent range initially requested, effective Sept. 1." The company claims the new rates are too low to cover costs. The state has also "struck settlements with Harvard Pilgrim, Tufts Health Plan, and Neighborhood Health Plan. Two other insurers, Fallon Community Health Plan and Health New England, are continuing to appeal, but state regulators hope to reach a deal with them as well" (Wallack and Lazar, 8/6).
__________________ "Being the best doesn't mean you always win. It just means you win more than anyone else".. tweet from Kurt Warner to Tom Brady.
All I can go by is what the renewal contract shows. I'd venture to guess the mention of "base plan" has something to do with it. Either that or the fact that I'm a business client might matter. I should call and find out. These increases are going to cost me tens of thousands of dollars this coming year. It's outrageous.
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To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
"The most difficult subjects can be explained to the most slow-witted man if he has not formed any idea of them already; but the simplest thing cannot be made clear to the most intelligent man if he is firmly persuaded that he knows already, without a shadow of doubt, what is laid before him." Leo Tolstoy, 1897
Re: My Massachusetts insurance rate increases. Thank you gimmick policies!
The GOal of government interference in private insurance is to deatroy the system to pave the way for a 1 payer system.
This is the reason of the mandates. Any intelligent person knew this would happen
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"Some guys play in all-star games, some guys don't. I don't know who picks all those all-star teams. In all honesty, I don't know who picks the combine, for that matter," Belichick said. "How does (Miami-Ohio offensive lineman Brandon) Brooks not get invited to the combine? How did Vollmer not get invited to the combine? I don't know. We can't really worry about that. We just have to try to evaluate them the best we can."
Re: My Massachusetts insurance rate increases. Thank you gimmick policies!
The high health care cost increases were inevitable and this was apparent to the rational observer. These government plans put no downward pressure on prices, but rather substantial upward pressure. Years and years ago, when living in Canada, I read a controversial Canadian mockup that demonstrated that Canadians paid more in taxes for their "free" health care than the majority of Americans paid in insurance premiums. I'd be curious to see this revisited, but I am pretty sure now that Americans spend far more money for health care than the equivalent Canadian taxes and get less and less for it.
I don't usually get on board with right-wing conspiracy theories, but if ever someone wanted to try and justify a one-payer system, the current health care policies and their future course provide that justification. Americans are being priced out of insurance, now with the aid of government policy. It's asinine.
Btw, my premiums went up a paltry 34%, and I have never used/needed the damned insurance for anything but annual checkups.
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We get what we deserve.
------------------ “On a day when they could have had impact players David Terrell or Koren Robinson..they took Georgia defensive tackle Richard Seymour, who had 1 sacks last season in the pass-happy SEC and is too tall to play tackle at 6-6 and too slow to play defensive end. This genius move was followed by trading out of a spot where they could have gotten the last decent receiver in Robert Ferguson and settled for tackle Matt Light, who will not help any time soon.”
Re: My Massachusetts insurance rate increases. Thank you gimmick policies!
RW, I know you're being sarcastic but only a moron would think prices would be lowered. Costs went up for extras like having to cover pre-existing conditions (which invalidates it as insurance, btw, insurance is for BEFORE something happens), allowing adult kids to stay on policies until age 26, etc, and nothing was done to lower the cost per unit of health care. It's not possible for the consumer's prices to not go up.
My Massachusetts insurance rate increases. Thank you gimmick policies!
Gimmick politics, and gimmick policies, don't work.
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