cupofjoe1962

I had read that health care costs are going up 10 to 12% in 2011.

It is now open enrollment time at work and I just found out that my
family plan is going up 51+% in 2011.

Thank you Mr Obama......

With the new rule that children can be covered up until age 25 on
their parents insuance, my company has found a way to pay for
the 18-25 children that will be added to the plan.

I use to pay for a family plan that included me, my wife and my children.
I am not going to have to pay for each child individually.

Nice to see that the President was out to help the families get affordable
health care.

I will now be paying $773 dollares a month for Cigna.... which is
not one of the better plans, but the best that my company now offers.

I could take a cheaper plan, but my daughter has a kidney issue and
we have to go to Boston's Childrens hospital yearly. The In-Network/Out-Network
and deductables of the other plans offered scares the hell out
of me.

I work for a trillion dollar company, One of the 3 largest investment
banks in America. It is not like I am working for the Walton family.

When I accepted a job with this company in 1985, We had Blue Cross
Master Health Plus, with no deductable or co-pay. Everything was
covered 100% and there was NO Cost to the employee.

Good thing they passed that wonderful health care reform......
I hope everyone has a chance to see their 2011 Health care cost before the November elections.

wistahpatsfan

The healthcare bill sucks.

When that coverage for 18-25 kids was rolled out, I thought to myself, "WHAT THE F#%K IS THAT?" I was working with my own apartment when I was 18...and going to school full time! Some of my friends were engaged or paying rent to their parents while working, but none of them were covered on their parents' plans.

We are so screwed. Delayed adulthood is another result of our culture of fear and sequestered, over-supervised children. And now we're paying for it.

I'm not being sarcastic...seriously.

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Mrs.PatsFanInVa

That's true, if you worked for the Walton family your insurance would look something like this:

An average part-time employee electing family coverage under Wal-Mart’s so-called ‘Value’ plan would have to spend between 52% and 93% of his/her total annual income just to cover the premium and medical deductibles.

According to a JP Morgan report issued in January 2006, as well as the infamous internal health care memo authored by Wal-Mart Executive Vice President Susan Chambers, Wal-Mart publicly states it intends to shift hundreds of thousands of full-time workers to part-time status. In the two health care documents, Wal-Mart coldly refers to this shift as a “transition” and now describes part-time workers as “peak-time” employees.

Under the new health care changes, all ‘transitioned’ employees lose most of their benefits, including dental, life insurance and disability immediately, and will lose their health care benefit after one year. In addition, part-time Associates are unable to enroll their spouses. The lack of spousal coverage is consistent with Wal-Mart’s desire to cut health care costs by decreasing spousal coverage. As Chambers states in the memo, “spouses are by far the most expensive plan members to cover.”

Unfortunately, Wal-Mart’s new health care plans continue to remain unaffordable for the average Wal-Mart employee. Wal-Mart’s most affordable health care option, the Value Plan, has a $3,000 deductible for family coverage and several other deductibles for prescription drug coverage and hospital procedures. Most disturbingly, newly transitioned employees who take advantage of this special enrollment will lose any money they have already spent on their deductible and will once again have to pay the full $3,000 deductible.

WakeUpWalMart.com Exposes Wal-Mart's New Health Care Plan

The cost of premiums for Wal-Mart family health insurance has risen 117% since 2000. 15 In comparison, average premiums for family coverage in the United States have increased by 59% since 2000.

Wal-Mart admits that public health care assistance is a "better value" for its employees than its own plans. President and CEO Lee Scott said, "In some of our states, the public (health insurance) program may actually be a better value - with relatively high income limits to qualify, and low premiums.

Wal-Mart employees must wait longer than the average worker to gain access to plans:

Part-time employees must wait two years before they are allowed to enroll and are not eligible to purchase family health care coverage.

Wal-Mart: Change to Win

Real World

RomneyCare + Obamacare = They don't care at all.

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"The most difficult subjects can be explained to the most slow-witted man if he has not formed any idea of them already; but the simplest thing cannot be made clear to the most intelligent man if he is firmly persuaded that he knows already, without a shadow of doubt, what is laid before him."
Leo Tolstoy, 1897

cupofjoe1962

Where do we go from here?

My merit increase (usually between 3% & 4% in recent years) will not
even come close to covering my health care increase.

If this is healthcare reform, what will 2012 & 2013 bring....?

PatriotsReign

What does Walmart's HC plan have to do with Obamacare?

Why is it that when someone complains about an Obama or liberal congress policy, some feel it necessary to bring up some irrelevant issue?

Is MrsP actually insinuating that the rest of us need to kick in to help WalMart employees lower their costs? I can see this new HC law getting repealed.

cupofjoe1962

Mrs P is just being a good liberal....
She took one small item of my opening statement and put a spin on
it to attack the right. She ignored the fact that this health care
reform is a nightmare that will increase health care costs for working families
far beyond the usual yearly increases..

I was just pointing out that my company use to have GREAT free health care coverage and now I am paying almost $800 a month for my family to have mediocre at best coverage.

Mrs P does not want to address that issue....

PatriotsReign

Yes, it's called "Deflect & re-direct"...a commonly used tactic by liberals like Strudel.

Real World

In fairness to the two of them, lots of people on all sides of the political isle, do the same.


RomneyCare is gimmick politics. It's called a "I'm planning on running for president in a couple of years, and this will help me nationally" policy. LOL, yeah, it's going to help you alright.

RomneyCare is a joke. All they did was take money from the "freecare" pool, and toss it toward a system where they "required" everyone to have coverage. What these chooches never considered, is the fact that people using the ER without insurance, only do so when they have to. When you give these leaches and freeloaders an actual plan, that covers them every minute, of every day, they're going to use all things medical, much, much more than before. Retahds. Plus, all the handouts to deadbeats means more prozac & celexa for all the mental migits who's boyfriends break up with them, and need the drugs cuz they just can't cope with the fact that johnny doesn't like them anymore. When you pass policies that don't deal with the root problems, you in turn make a bad situation worse. It's gimmick politics. The net result has been premiums in this state rising at twice the national average. GROSS. On top of that, the state has an obligation approaching $2 billion annually. Unsustainable.

Obamacare is a bigger joke. It's Romneycare on steroids, but with all kinds of excemptions for favorites, and all kinds of taxes and fees for everybody else. GROSS.

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"The most difficult subjects can be explained to the most slow-witted man if he has not formed any idea of them already; but the simplest thing cannot be made clear to the most intelligent man if he is firmly persuaded that he knows already, without a shadow of doubt, what is laid before him."
Leo Tolstoy, 1897

Mrs.PatsFanInVa

So, let me get this straight, you want to go back to 1985 and have your insurance be free to you - but you want everyone who isn't you to pay for it themselves or go without?

I know - here's some advice that many of the people here give to those who've complained about not having health insurance pre-"ObamaCare."

So go find a job with good benefits.

Go to work for another company that offers you better.

Pay for it yourself, like I do.

Take a high-deductible policy, it costs less.

Just visit the ER - all medical care is free there to the uninsured.