Quote:
Originally Posted by atomdomb
Here is the list of stuff I needed to get a mortgage:
1. Tax returns from 2007, 2008, 2009
2. W2's or 1099's from 2008 and 2009
3. My license and social security card.
4. My wife's license and social security card.
5. Credit report.
6. Proof of insurance.
There were several more that I can't think of.
How about if you are a criminal alien and want to get welfare money from the bankrupt state of Massachusetts?
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Like I said, I don't know about Ma., and you didn't bother to enlighten us, but I do know about Indiana. My sister and I recently had to put our mother in a nursing home - because her life savings will run out shortly I have had to apply for welfare to help pay for her care.
This is what I had to produce:
1)All life insurance policies and payment books. (All paid up policies must be cashed in for face value before they will consider approving her application)
2)All health and medical insurance information + copies of each card
3)All check stubs, award letters or other information pertaining to any income she may have (1 year's worth)
4)Verification of any property (land or building) which she owns and is not living in (all tax receipts, mortgage papers, deeds, notes)
5)Burial accounts/trusts
6)State ID
7)Social Security Card
8)Birth Certificate
9)Medical Expense verification
10)Verification of citizenship or immigration status
11)Verification of vehicle ownership
12)Mortgage papers or deed to home she lives in or copy of lease agreement if she rents
13)Copies of all bank accounts
14)Copies of each monthly bank statement for all checking and/or savings accounts for 1 year. (They also do a "look-back" at bank accounts for 3-5 years. If there were any large sums of money (over $1,000.00) to an individual it may be held against the application and the money must be returned before the application is approved.
15)Copy of my father's death certificate
16)My father's social security number
17)Proof that the house my mother owned was up for sale - if the house is not sold before she runs out of money the house must be signed over to Indiana Medicaid although I am still legally responsible for all taxes and utilities and insurance which must be paid
18) Appraisal of house
19)Tax returns, state and federal, for the last 3 years.
20)Title to any vehicles owned worth over $500.00
21)W2s for last 4 years
22)Copies of all outstanding credit card bills
23)Copies of all surrender requests to any company with which she has a life insurance policy - money must be turned over to the state before she can be considered eligible.
24) My power of attorney along with 4 different notorized statements saying I am who I say I am and she is who she says she is.
25) Current copies of all utility bills and statements of any deposit money they may be holding at this time
26) verification of homeowner's insurance
27) Verification of property taxes
It'll be interesting to see what you say MA requires. Medicaid is state run, for the most part, so it could be entirely different. I doubt it's that much different, but again, I don't know until you tell me so.
If the difference is striking perhaps it's time to look at the powers the state has, huh? Maybe it should be federalized so that the gap is not so great.
Right now I'd venture it's safe to say that getting on Medicaid/welfare is a bit harder than buying a house is - or at least the paperwork needed is overwhelmingly heavier in the Welfare case.
Getting a mortgage
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