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"The Census Bureau tells us there are 18 million people between the ages of 18 and 35 who are uninsured -- roughly half of the uninsured population are younger people in that age group," said Anne Kim, with the non-profit think tank Third Way.
The federal government wants to require young, healthy people to buy insurance because if they don't, premiums for everyone else will go up. Insurance companies need low-maintenance, young customers on their rolls so they can raise money to cover benefits for less-healthy people the health care bill will require them to insure.
Are you glad that you only have 1 or 2 kids? I feel bad for Mexicans who has 8+ kids.
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Are you glad that you only have 1 or 2 kids? I feel bad for Mexicans who has 8+ kids.
I gather you don't have health or auto insurance because if you did you might realize that that's how insurance currently works. If you do have insurance, perhaps you should give money to some of the healthy young people at your job for instance who also have insurance and are taking care of you. If employers only insured their healthy people, they'd be able to pay everyone more. Leave it Fox to treat the obvious as news.
I gather you don't have health or auto insurance because if you did you might realize that that's how insurance currently works. If you do have insurance, perhaps you should give money to some of the healthy young people at your job for instance who also have insurance and are taking care of you. If employers only insured their healthy people, they'd be able to pay everyone more. Leave it Fox to treat the obvious as news.
You're absolutely right that it helps to pool the risk. Here's the problem with the current legislation. By having only a relative small penalty for not getting insurance, a younger person may decide to forego coverage, knowing that when they get sick, they can get coverage at a moment's notice ( with no preexisting condition exclusion) and this defeats the premise of collective risk to distribute costs. The net result will be higher costs for all since there is less money in premiums...
Last edited by Patsfanin Philly; 01-06-2010 at 07:29 AM..
I gather you don't have health or auto insurance because if you did you might realize that that's how insurance currently works.
Health insurance is nothing like car insurance. Car insurance is REAL insurance. You can pick what you want, how much you want, what is covered. And your coverage is based on your situation - what kind of car you have, what kind of drivers you have, how many miles are on the car. Health insurance is so over regulated almost none of that applies. You can't pick and choose much on what is covered, they can't adjust premiums based on age, sex, health, any of that.
Health insurance is over regulated to the point that it's not even "insurance" in the sense of the word that insurance like car and property are.
I gather you don't have health or auto insurance because if you did you might realize that that's how insurance currently works. If you do have insurance, perhaps you should give money to some of the healthy young people at your job for instance who also have insurance and are taking care of you. If employers only insured their healthy people, they'd be able to pay everyone more. Leave it Fox to treat the obvious as news.
You are a confused person. You need to stop drinking Obama kool-aid.
If you got sick right now, how would you use ObamaCARE??
Do you know what kind of coverage in ObamaCARE is?
You are a confused person. You need to stop drinking Obama kool-aid.
If you got sick right now, how would you use ObamaCARE??
Do you know what kind of coverage in ObamaCARE is?
Can you choose not to buy ObamaCare?
You don't know anything about insurance.
Obamacare will provide baseline insurance. Insurance companies I expect will offer supplemental insurance to cover things that are not effectively covered by standard insurance, such as elective procedures. FYI, you can't choose not to buy auto insurance either.
Obamacare will provide baseline insurance. Insurance companies I expect will offer supplemental insurance to cover things that are not effectively covered by standard insurance, such as elective procedures. FYI, you can't choose not to buy auto insurance either.
Quote:
Originally Posted by NEPatriot
You are a confused person. You need to stop drinking Obama kool-aid
Yeah ... you are a confused person ... too much sugar in that Obama kool-aid.
FYI, you can't choose not to buy auto insurance either.
Of course you can. No-one forces you to have a car.
And you don't have to have insurance for YOUR car if you own it. You have to have insurance in case you damage someone else's car and you have to have insurance if a bank owns part of your car (i.e. car loan) but if you own your car outright you don't have to insure it.
Not that it's a perfect analogy but this crap about mandatory auto insurance is overhyped.
Democrats screw young people
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