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The majority of personal bankruptcies in the US caused by medical problems
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Medical problems caused 62% of all personal bankruptcies filed in the U.S. in 2007, according to a study by Harvard researchers. And in a finding that surprised even the researchers, 78% of those filers had medical insurance at the start of their illnesses, including 60.3% who had private coverage, not Medicare or Medicaid.
Quote:
Medically related bankruptcies have been rising steadily for decades. In 1981, only 8% of families filing for bankruptcy cited a serious medical problem as the reason, while a 2001 study of bankruptcies in five states by the same researchers found that illness or medical bills contributed to 50% of all filings.
Everybody who fights health care reform is really working to impoverish the middle class (and probably yourselves when the ***** hits the fan), while insurance companies and for profit hospitals treat us like economic indentured servants. This is exactly why Americans want reform, and exactly why it's being fought so hard. It's time to end the thinking that we don't deserve better.
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Re: The majority of personal bankruptcies in the US caused by medical problems
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Originally Posted by apple strudel
Everybody who fights health care reform is really working to impoverish the middle class (and probably yourselves when the ***** hits the fan), while insurance companies and for profit hospitals treat us like economic indentured servants. This is exactly why Americans want reform, and exactly why it's being fought so hard. It's time to end the thinking that we don't deserve better.
You're right, but there are other factors, too. Stress from both parents working to get three cars, and year-round sports camps for their spoiled brat kids. Steroids and hormones in the protein food supply. Toxins in the water and crops. Jets fans.
There needs to be a fat tax!!!!! We should have a tax based on fat% we need to get rid of all these chubby pork balls, they are weighing heavily on our healthcare system. Stroke, Cardiac arrest, colon cancer the big three, your chances of getting one of these spikes if your fat!!! Go for a flippin' jog and leave my health insurance alone.
Re: The majority of personal bankruptcies in the US caused by medical problems
The article isn't out yet but it looks like it's an update to a previous one. That one has been discussed here before and was biased because any family/individual who filed for bankruptcy who owed any medical bills were put in the "medical bills contributed to the bankruptcy" pile when they were not the cause.
This part says it all for me :
""For middle-class Americans, health insurance offers little protection. Most of us have policies with so many loopholes, co-payments and deductibles that illness can put you in the poorhouse," said lead author Himmelstein."
I can't speak to the loopholes, but health insurance generally has low co-pays and not particularly high deductibles. Including those in the group of things that can "put you in the poorhouse" speaks to how many of these people are right on the edge with or without medical issues.
Re: The majority of personal bankruptcies in the US caused by medical problems
Quote:
Originally Posted by apple strudel
Don't deflect the issue: health care should not lead to bankruptcies. Period. Regardless of the cause of disease.
That's the way it is in Western Europe. That's the way it is in Canada.
The problem is not obesity, the problem is for-profit health care trying to cash in on the aging baby boom.
Nationalize it now.
wrong.........I am not willing to trade the quality of my healthcare for the improvement of someone elses...........call me selfish, but my kids health coverage would also suffer
I'll go with the french plan if, just like in france, they make medical school free
to think you will have the same quality of health care as exists now is silly.......to disregard the cost, and to believe in arbitrary claims (obama) is even sillier........
there may be a plan that would work, but the current one on the table is not it
Re: The majority of personal bankruptcies in the US caused by medical problems
Quote:
Originally Posted by apple strudel
Don't deflect the issue: health care should not lead to bankruptcies. Period. Regardless of the cause of disease.
That's the way it is in Western Europe. That's the way it is in Canada.
The problem is not obesity, the problem is for-profit health care trying to cash in on the aging baby boom.
Nationalize it now.
It's too related to the problem to ignore or shrug off as a deflection. As a matter of fact part of the health care reform on the table now addresses curbing obesity specifically as a cost saving mechanism.
Last edited by PatsWSB47; 07-29-2009 at 11:00 AM..